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If you are looking into filing bankruptcy than you have probably already weighed your options and have made a difficult choice. Now the question you have is how to file.
Most people are amazed when they hear how much most lawyers want to file their bankruptcy papers. If you have made the decision to file bankruptcy, chances are that you are claiming bankruptcy because you have no money or can't meet your bills. If you could afford hefty legal fees, you probably wouldn't need to file bankruptcy.
So what do you do if you can't afford the legal fees asked for by the lawyers you have contacted? Some people choose to do their bankruptcy for themselves by filing "Pro Se". This option can work well when you have few assets and don't mind researching the bankruptcy laws (including the new bankruptcy law) on your own.
You'll quickly find out that while it is possible to find form filling services or bankruptcy filing software online, you can't actually file with the court online. You'll find more information about filing online here.
The average bankruptcy case will require a person to fill out over 30 pieces of paperwork - all written in legal terminology which is to most people like reading an alien language.
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Mistakes in the paperwork could cause you to have debts challenged, your case delayed or completely dismissed or to possibly lose assets like your house, simply because a form wasn't completed correctly. So it is extremely important that you read over the paperwork carefully, answer the questions to the best of your ability and if you hit a problem, research it and/or obtain advice from a bankruptcy lawyer.
Our site provides you with a list of bankruptcy kits you can use for help in filing out your own paperwork. . In addition we also get a lot of praise and recommendations for the Standard Legal Bankruptcy Software which allows you to fill out your forms on the computer and print everything you need to take with you to the courthouse to file.
It is also important to remember that while filing Pro Se can often be cheaper, there are other costs involved in claiming bankruptcy that you should be aware of before you decide to file.
Click here if you need help declaring personal bankruptcy and want to look into do it yourself bankruptcy filing software.
Related Articles:
+ Information about filing for bankruptcy online
+ Bankruptcy terms you need to know
+ Listing of United States bankruptcy courts
+ Filing for Chapter 7 bankruptcy online
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