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After Filing For Bankruptcy

After filing for bankruptcy, individuals will have to wait for their official court hearing. Most states do require that individuals filing bankruptcy attend this meeting. After attendance, a period of 30 to 60 days is likely prior to a judge discharging the bankruptcy. The bankruptcy is official discharged when an individual received documentation of it from the courts through the U.S. mail service. At this point, all debts included in the bankruptcy are no longer the responsibility of the debtor, though he can repay them if he so chooses to do so. Bankruptcy will remain on the debtor's credit report for up to ten years from the discharge date. If it remains on their credit report longer than this, individuals should contact the credit-reporting agency to have it removed.

Fast Facts

  • In the year ending in December of 2008, 1,416,902 people filed bankruptcy.
  • In the year ending December of 2008, 1,074,225 bankruptcies received filing for persons including joint filings.

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Law Offices of Robert Higgins

112 Goliad Street

Benbrook, TX 76126

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Akhkashian, LLP

1055 Wilshire Boulevard Suite 1996

Los Angeles, CA 90017

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Law Offices of Zhou and Chini

790 E. Colorado Blvd

Pasadena, CA 91101

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Law Offices of Patricia S. Depew

1801 Century Park East Suite 2400

Los Angeles, CA 90067

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KM LAW GROUP, LLP

16000 Ventura Blvd 5th Floor

Encino, CA 91436

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