Many people are concerned about how co-signers will be affected by their filing for bankruptcy protection. During the actual bankruptcy case, no attempts to collect your debt can be made, so your co-signers are temporarily protected. Once your case is completed however, it will be up to the court to determine the details of your discharge, and whether or not your co-signers will remain liable for the debt. You bankruptcy lawyer may be able to negotiate with your creditors to prevent them from going after any co-signers, so make sure you let your attorney know that you would be willing to reaffirm some debts to protect your co-signers.