Bankruptcy chapter 7 rules are fairly straightforward. Anyone applying for bankruptcy needs to attend a credit counseling course (approved by the courts) any time 6 months prior to filing for bankruptcy. All paperwork must be filled out completely and as accurately as possible. If there is information missing, or you forget to list a creditor, it means they are not affected by the bankruptcy proceedings. When and if you are questioned by your creditors in court, you must answer honestly and in good faith. These surmise the rules, basically. You will want to contact a local attorney before making any decisions about filing for bankruptcy. Some of the exemptions are different from state to state and a local attorney will also be familiar with the judges, court system and in some cases, creditors. Chapter 7 is one of the quickest methods of filing for bankruptcy and 99% of cases are discharged. The bankruptcy chapter 7 rules may be few, but they are extremely important in order to get the desired results which is a fresh start from your debt. There are some debts that cannot be discharged in bankruptcy court and they include child support and alimony. You also cannot discharge back taxes in bankruptcy court.