Bankruptcy Court Filing

The bankruptcy court filing process is extremely complex and according to the U.S. Courts, it is extremely difficult for an individual to complete themselves. Nevertheless, it is possible to file for bankruptcy without the use of an attorney. In either case, the initial set is filing Form B200 from the court system. This form lists all debts of the individual and requires a number of details about lenders and financial difficulties. It is important for those who file bankruptcy to do so after being familiar with the Director's Procedural Forms and to ensure all United States Bankruptcy Code laws have adherence. Once the proper paperwork is on file, the court will require financial education courses, credit counseling and will appoint a court official to oversee the case. Once the consumer-counseling portion of the filing is complete, the bankruptcy will receive dismissal.

The bankruptcy court filing process is extremely complex and according to the U.S. Courts, it is extremely difficult for an individual to complete themselves. Nevertheless, it is possible to file for bankruptcy without the use of an attorney. In either case, the initial set is filing Form B200 from the court system. This form lists all debts of the individual and requires a number of details about lenders and financial difficulties. It is important for those who file bankruptcy to do so after being familiar with the Director's Procedural Forms and to ensure all United States Bankruptcy Code laws have adherence. Once the proper paperwork is on file, the court will require financial education courses, credit counseling and will appoint a court official to oversee the case. Once the consumer-counseling portion of the filing is complete, the bankruptcy will receive dismissal.

Fast Facts

  • The economic difficulties in 2008 through 2009 resulted in a surge of bankruptcies in most states, even as high as 40 percent in some states.

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