Those filing a personal bankruptcy will need to submit all details surrounding their claim to the bankruptcy court within their jurisdiction to do so. The bankruptcy petition outlines all debts required to be included, if the court so grants, in the bankruptcy. Creditors receive notification of the claim directly and they do have the right to dispute or place a claim for assets on the bankruptcy case. The bankruptcy proof of claim form is complete and receives filing by the creditor to do just this. It is up to a judge to make the final decision on whether or not the bankruptcy will receive a discharge and as such, if any of the debtor's property will be for sale to repay the debts owed. If there are assets sold, those creditors filing a proof of claim are most likely to receive some return for their investment.