Many people find themselves unable to pay their bills due to job loss. However, it is possible to file for bankruptcy with no income. Since you have no ability to repay your debts due to your lack of income, you are most likely eligible for Chapter 7 bankruptcy. In the course of a Chapter 7 bankruptcy, you can have your debts discharged in full, so long as those debts are eligible for discharge. This means that you will no longer be responsible for repaying those debts. Nonetheless, some debts are not affected by the Chapter 7 bankruptcy process, such as student loans and child support obligations. Therefore, you still will be responsible for those types of debts even following your Chapter 7 bankruptcy discharge.