"Can I file bankruptcy"? you ask. Anyone can seek to alleviate their debt load by petitioning or filing for bankruptcy. The individual, organization or group may not, however, qualify for it. Bankruptcy laws require the petitioner or filer meets certain criteria. This will influence the type of bankruptcy they can apply for. It will also determine the measure they must take. American bankruptcy laws state anyone applying for Chapter 7 must take a "means test." If, however, they fail to meet the standards of indebtedness required, the individual or group may apply for bankruptcy protection under another type of bankruptcy. In the United States, there are 6 types from which to choose. Not everyone can file with the Bankruptcy Court under all the types. There are also restrictions impacting how often or when. When you ask "Can I file for bankruptcy under Chapter 7?" the answer would be know if you had previously filed under the same chapter less than 8 years ago.