Chapter 7 bankruptcy lawyers are specially trained in filing and handling chapter 7 cases in bankruptcy court. They have usually had extensive experience in this particular method of bankruptcy and are most effective in dealing with clients and the courts. Chapter 7 bankruptcy involves the liquidation of all debts to pay off creditors and is often thought to be the quickest and easiest way to declare bankruptcy. Chapter 7 bankruptcy lawyers are detailed in the Bankruptcy Abuse Prevention and Consumer Protection Act, which was signed into law on April 20th 2005 by then President Bush. In effect, that law put new bans on chapter 7 bankruptcy as well as other types of bankruptcy. Once the bankruptcy proceedings begin, creditors cannot bother the debtor about the money owed. This is called an "automatic stay". There are rare exceptions to that, which your chapter 7 bankruptcy lawyers will be able to fill you in on. If there is property that is to be sold, it is usually sold by a trustee appointed by the court. Any wages you earn after you file the case are yours, beyond the reach of creditors who had claims on the date you filed for bankruptcy.