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Co-Signers in a Chapter 13 Case

Co-signers in a chapter 13 case will usually not be affected because the bankruptcy petitioner is offering to repay the debts through the chapter 13 repayment plan. However, to ensure that your co-signers are not affected, and that they do not find out about your bankruptcy, talk to your bankruptcy attorney about you options for legally forcing the creditors to leave co-signers alone. There may be legal options that will require creditors to cease any collection attempts for debts that are part of the chapter 13 repayment plan.

Fast Facts

  • 171,000 people filed for bankruptcy protection in California in the most recent 12-month report
  • About 30% of all bankruptcy filing are a chapter 13

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Law Offices of Robert Higgins

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