Many people who are far in debt wonder how to file for chapter 7 bankruptcy. It's true the laws have changed over the last several years but chapter 7 bankruptcy is still possible and relatively easy and fast. Keep in mind that there are different state and federal laws which will need to be taken into consideration so the best place to start is by contacting a local bankruptcy attorney. Some lawyers specialize in certain types of bankruptcy and other lawyers handle all types. In either event, they will know how to file for chapter 7 bankruptcy. Often, there is an initial consultation or they will send you out some forms that need to be filled out. Normally, you will also have to attend a consumer credit course and receive a certificate that you attended. Your lawyer can tell you more about that. Once your class is finished and you have filled out the initial paperwork, chapter 7 filing can usually begin. There is a lot of paperwork that will need to be done as well as an accounting of all income and expenses. All property and assets will need to be listed too. You do not automatically lose all of your property. There are federal and state exemptions. Again, your lawyer will have more information about this. Contacting a good local bankruptcy lawyer is the first step in filing for chapter 7 bankruptcy.