Are there new bankruptcy laws for 2009? As of yet, there are no bankruptcy laws that have passed in 2009 that significantly change federal law. It may be possible that your state has changed the limitations and requirements on bankruptcy within your state. To find out, check out your state's legislature website or you can contact an attorney to ask. Still, the bankruptcy law changes in 2005 have helped to make it more difficult for individuals to file bankruptcy and as such, they have affected people even today who are struggling to repay debt. If you are considering bankruptcy but are unsure of the new laws or how they affect you, seek out the advice of an attorney. Many offer free consultations to help individuals to learn more about their legal options.