Foreclosure is the legal term referring to the proceeding through which someone holding a lien on a secure loan obtains a termination. This is done through the courts. Its intent is to terminate the mortgagor's equitable right of security. This right allows the mortgagor the right to retain the property as long as she or he agrees to repay the accumulated debt. Foreclosures come in several different types. The most common is judicial sales and Power of Sale. The former is supervised by a court; the latter is not. If you wish to stop foreclosure there are several things you may do. Almost all these steps hinge on your relationship with and willingness to work with the lender. Talk to the lender about changing your repayment plan or current payment schedule. See if you can alter the present loan terms. You may be able to add any overdue payments to your loan balance. Consider selling your house, arranging for a short sale or sign the deed back to the lender. All these may help you stop foreclosure proceedings.