One common reason for filing bankruptcy is to halt mortgage foreclosure proceedings. You can stop foreclosure with bankruptcy, on at least a temporary basis, just as you can stop all other debt collection efforts that you may be experiencing, including wage garnishments and other lawsuits against you to collect debts. No matter what stage the mortgage foreclosure has reached, the foreclosure process must stop at the moment that you file your bankruptcy petition with the U.S. Bankruptcy Court. Depending on what types of bankruptcy petition you file, you may be able to redeem your home through a Chapter 13 reorganization plan, or you may simply temporarily stall the loss of your home in order to give you and your family a chance to find other suitable housing arrangements.