Many types of debt can result in financial stress for consumers, which often cause bankruptcy proceedings. Bankruptcy laws treat the various types of debt differently. Unsecured debts include debts that are not secured by collateral, such as credit card debts and personal loans. Secured debts are those debts that are secured by collateral or some type of property, such as a mortgage loan secured by a parcel of real estate, or an auto loan secured by a vehicle. In bankruptcy proceedings, secured debts are prioritized over unsecured debts; as a result, creditors holding secured debt are more likely to receive at least partial compensation through bankruptcy proceedings than creditors holding only unsecured debt. Other types of debts, although technically unsecured debts, take priority over all other types of debt, such as child support debts, tax debts, and student loan debts. Therefore, such debts typically cannot be discharged in bankruptcy.