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What is a proof of claim form and should I do a debt relief program to avoid bankruptcy?
I’m going through a divorce and am now thinking I may need to file for bankruptcy. However, I’d appreciate first being told about any alternatives to bankruptcy since I don’t want to harm my credit history. A friend gave me a proof of claim form and I find it a bit confusing. What should I do?
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Answers (1)
Since many bankruptcy law professionals will often meet one time with you at no charge, you really should consult with one to see if you’re making the best choice in light of your personal circumstances. It could be that you will want to pursue a reputable debt management program run by your local city or recommended by the bankruptcy courts in your state. However, you need to be sure you’re not doing business with one of the dishonest debt consolidation groups. As for your concerns about how a bankruptcy proof of claim form should be filled out, that’s another topic that your bankruptcy law attorney can discuss with you. However, until you meet with such a professional, you might want to visit the following educational Web site that sets forth one of these forms to get an idea about the types of questions that are asked.
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Posted by Elizabeth Smith on 21 Jan 2010
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