How can I keep my car after filing chapter 7 bankruptcy?

Once a debtor has filed for bankruptcy, the automatic stay provision of the bankruptcy code kicks in to bar lenders from seeking to collect on his or her debts.  This allows individuals to keep their personal property, such as their vehicle, and prevents them from being sued.  Borrowers can prevent their car from being sold by reaffirming the debt, which means that they will agree to pay the balance of the debt to keep the property.  Twenty to 40 days after the filing of chapter 7 bankruptcy, the debtor is required to attend a meeting of lenders known as a "341" meeting.  Within 45 days following the "341 meeting", debtors may reaffirm the loan or continue making payments on their car.  They may also buy the vehicle by paying the entire amount that is due within the same time period.