Popular searches:
file chapter 7 bankruptcy when to file bankruptcy file bankruptcy yourself
Talk to a Lawyer
Enter a zip code to speak to a Lawyer that serves your area.
Select the type of Lawyer you need
Before filing bankruptcy should I max out my cards first?
I have several credit cards and will be filing for bankruptcy very soon. Can I max out my cards before filing?
All Bankruptcy Planning Questions & Advice
Are joint accounts required to be listed when filing for bankruptcy?
I have a joint savings account with my parents, who may file for bankruptcy soon because of prolonged financial difficulties and unemployment. If th...Are life insurance claims exempt in bankruptcy?
My wife and I are currently in a lot of Debt and are thinking about Filing for Bankruptcy. My father is very ill and may pass away very soon; if I wer...Before filing bankruptcy should I max out my cards first?
I have several credit cards and will be filing for bankruptcy very soon. Can I max out my cards before filing?Can Filing Bankruptcy Stop a Foreclosure?
We've fallen behind on mortgage payments, and have been unable to catch up. The bank has filed a foreclosure lawsuit, and we're worried we will lose...Can I discharge utility bills with bankruptcy?
I fell behind on my rent, credit card bills, and utility bills and amassed considerable debt. Can I discharge utility bills with bankruptcy?Can I file an emergency spousal support during bankrupcy?
My husband and I divorced after five years of marriage. He then filed for bankruptcy. Can I file an emergency spousal support during bankruptcy?Can I file bankruptcy on back child support?
My wife and I divorced four years ago. At the time, I was making good money, so she was awarded pretty good alimony and also a lot of child suppor...Can I open a new checking account during bankruptcy?
I had a checking account before filing bankruptcy. Can I open a new checking account during bankruptcy?Can a primary residence qualify for a cram down during chapter 13 bankruptcy?
I bought my first home with cash and a $300,000 mortgage. The property today is valued at $150,000. Can a primary residence qualify for a cram dow...Can a sole proprietor file chapter 11 bankruptcy?
Can a sole proprietor that owns a small business file for chapter 11 bankruptcy like bigger companies? If not, what are the options of smaller busines...Can a sole proprietor file chapter 13 bankruptcy?
I have my own small catering business, which I run out of my home. I probably bought too much, too high-end kitchen appliances when I started it, ...Can a sole proprietor file chapter 7 bankruptcy?
I have my own public relations business. It’s a sole proprietorship, with me as owner and only full-time employee. I started it about 18 months ...Can you get bankruptcy off of public record?
My consumer debts were discharged through a Chapter 7 bankruptcy. Can I get bankruptcy off of public record?Can you make too much money to file for chapter 13 bankruptcy?
I am a territorial sale representative for a company selling heavy manufacturing equipment. My business and commissions have declined, though I’...Do I need a lawyer to file for bankruptcy?
Do I need a lawyer to file for bankruptcy? What advantages are there to having a bankruptcy attorney represent me?Do i need to let my employer know that i am filing bankruptcy?
My ex-wife recently asked the court for alimony while I filed for bankruptcy. Do I need to let my employer know that I am filing bankruptcy?How can I keep my car after filing chapter 7 bankruptcy?
I had tremendous business debt and decided to file for liquidation. How can I keep my car after filing chapter 7 bankruptcy?How can bankruptcy help with my mortgage?
I own two homes with a mortgage on each. I decided to file bankruptcy due to a very high credit card debt. How can bankruptcy help with my mortgag...How does bankruptcy compare to debt consolidation?
How does bankruptcy compare to debt consolidation? I have accrued far too much debt over the past few years, and recently lost my job. My husband is...How long would I have to wait to file bankruptcy after filing your taxes?
I have'nt been able to find stable work in my career field for almost four years, and cannot earn a stable wage. My credit card debt is getting to b...How soon can I buy a home after filing for bankruptcy?
How long must a debtor wait to purchase a home after they have filed for bankruptcy in the US?How to find out if your bankruptcy has been discharged
How can I figure out if my bankruptcy has been discharged by the state? Are there any resources to find out the status of the bankruptcy discharge tha...How to reaffirm a mortgage after bankruptcy
Is it possible to reaffirm a home mortgage in order to protect my house from being liquidated if I file for bankruptcy?How will bankruptcy affect my joint account?
Being burdened by a heavy consumer debt, I decided to file for Chapter 7 bankruptcy. How will the bankruptcy affect the joint account I have with my...How will bankruptcy effect (affect) my current job?
I recently filed for bankruptcy and fear notifying my current employer. How will bankruptcy effect (affect) my current job?How will filing bankruptcy affect my ability to get health insurance?
I am considering filing for bankruptcy because of recent, drastic financial changes, but I am also concerned with the effect this will have on my ...I just received a life insurance policy check and I am filing bankruptcy very soon. What are my options?
I have been unable to pay off large amounts of credit card debts and will be filing for bankruptcy in the near future. I recently received a check ...I was raised as an honest, hard working man. Bankruptcy seems like a cop out. What does bankruptcy really offer?
I was raised as an honest, hard working man. Bankruptcy seems like a cop out. What does bankruptcy really offer? I have been working hard for 24 yea...Is bankruptcy the best solution for insolvency?
Over the past few months, I have been laid off, then my wife got laid off, and now we're running short on savings. We have our retirement accounts, ...Is child support considered income to the courts in bankruptcy?
I am a single mother who has been out of work for 10 months. At present, my only income is the child support paid by my son’s father. While I’...My fiance is considering filing bankruptcy how will this affect me?
I have been engaged to my fiancé for over a year, and had begun planning out wedding. However, they lost their job a few months ago, leaving them w...My home is in foreclosure. I am filing bankruptcy. Can I buy it back at the auction?
My home is currently under foreclosure. I am filing for bankruptcy protection and am not sure I will be able to keep my home. If I lose it durin...Should a foreclosed property be listed as real property in a bankruptcy case?
My vacation home was recently foreclosed on and now I am thinking of filing for bankruptcy because my wife and I have other debts that we currently ar...What are my options for bankruptcy while unemployed?
My company downsized, and I lost my job. What are my options for bankruptcy while unemployed?What are the rules for filing bankruptcy if your spouse owes back child support?
My husband currently owes back child support payments to his ex-wife. He has been unable to get caught up and our bills are mounting. He wants ...Who should file for bankruptcy?
Who should file for bankruptcy? We've got too much debt and too little income to pay it off. When is it right to file for bankruptcy protection?Will filing bankruptcy change the way I file taxes?
I may have to file for bankruptcy soon because of compounding financial problems. Filing out my tax forms has always been a major source of frustr...Will filing bankruptcy get rid of my credit card debt?
I've got over $20,000 of credit card debt that I cannot repay. I was doing ok until my hours got cut at work and I lost a significant...Will filing for bankruptcy clear my medical bills?
My wife was sick for a long period of time and we ran up a huge amount of debt to medical providers. Will filing bankruptcy get rid of these medic...Will my bankruptcy become public record and knowledge?
I have decided to file for bankruptcy, because there is no other way for me to realistically get out of debt. I have been struggling...This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a Lawyer for your case.
Answers
The federal bankruptcy laws include exceptions for discharge. If you charge in excess of $1,150 within two months prior to filing for bankruptcy, your trustee and the bankruptcy court may prevent you from discharging that debt.
Credit card companies can challenge the discharge of their debt by filing an adversary proceeding claiming that the debt was incurred by fraud and should be excluded from discharge. This is sometimes called a “non-dischargeability action”. Credit card debt may be non-dischargeable in bankruptcy if either of the following is true:
The longer the length of time between your credit card usage and the bankruptcy filing, the less likely it will trigger a challenge regarding dischargeability. You should seek advice from an attorney specializing in bankruptcy law for further information.
References:
Posted by Linda Adams on 22 Jun 2010
0people found this useful
(1 Votes)