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Will getting a job be harder during bankruptcy?
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There are provisions in the bankruptcy code that dictate that employers may not discriminate against a person on the basis of the fact that the individual has filed bankruptcy. However, just because this law exists doesn't mean that employers are necessarily going to look the other way when you have a bankruptcy on your record or when you are in the process of filing bankruptcy.
Bankruptcy is public record, so an employer can easily become aware of the fact that you are involved in bankruptcy proceedings. Furthermore, many employers and perspective employers check the credit of a person they are considering hiring. While this is pretty much guaranteed if you are doing anything where you have to handle money, it is also likely to happen in other industries too as credit checks have become a popular hiring tool. When the employer sees the bankruptcy on your record, it may sway them not to hire you, especially if there are other equally qualified candidates out there who don't have a spotty financial history.
Their actions- not hiring you because of the bankruptcy- may be illegal and discriminatory. The problem, of course, is often there won't be a whole lot you can do about it. If you don't get the job, it is unlikely they are going to call you up and tell you that it is because of the bankruptcy... this means you'll have a very hard time proving that was the reason if you wanted to take action.
While this can be a problem, sometimes filing bankruptcy is the best and only option that a person has. If you find yourself with debts you cannot handle, it is in your best interests to talk with a bankruptcy lawyer to learn what bankruptcy will do for you so you can make an informed decision on whether filing is the right choice or not.
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