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Who can file for chapter 7 bankruptcy? I don't have much income, and my unsecured debts are over $28,000.
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Generally, if your income is less than the median income in your state, it'll be easier to file for chapter 7 bankruptcy. To see how your income compares, check out the chart on this page.
If your income is greater than your states median, you will have to complete and pass form 22A, better known as the means test. See this page for more information about that.
Here are the general eligibility requirements for filing a chapter 7 case:
To find out if your case is appropriate for chapter 7, talk to a bankruptcy lawyer now and get started on the pre-bankruptcy planning and legal strategy.
Good Luck.
References:
Posted by Staff Writer on 09 Mar 2010
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