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Who can file for chapter 7 bankruptcy? I don't have much income, and my unsecured debts are over $28,000.
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Question: My spouse and I owe the IRS quite a bit of money in unpaid federal income taxes. We have tried to pay this down, but some of it is qu...This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a Lawyer for your case.
Answers
Generally, if your income is less than the median income in your state, it'll be easier to file for chapter 7 bankruptcy. To see how your income compares, check out the chart on this page.
If your income is greater than your states median, you will have to complete and pass form 22A, better known as the means test. See this page for more information about that.
Here are the general eligibility requirements for filing a chapter 7 case:
To find out if your case is appropriate for chapter 7, talk to a bankruptcy lawyer now and get started on the pre-bankruptcy planning and legal strategy.
Good Luck.
References:
Posted by Staff Writer on 09 Mar 2010
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