What should I bring to my 341 meeting?

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Question:

What should I bring to my 341 meeting?

Answer:

The 341 Meeting, also known as the Creditors Meeting, is a requirement in Chapter 7 bankruptcy. Attendance at this meeting is necessary. While creditors are able to come to dispute the claims you have made on your bankruptcy documents, most do not, especially in no asset cases. However, if you do not come to this meeting or cannot answer the questions asked of you by the bankruptcy trustee, your case may not go forward.

Preparing

When you work with an attorney, the attorney will help you to prepare for the 341 Meeting. Aside from being able to verify the information that is found on your bankruptcy documentation, you will also need to provide the following:

  • You will need photo identification, such as a driver's license or a state issued identification card.
  • You will need a utility bill or something to back up your address.
  • You will need to bring any documents that support any of the claims you have made. For example, you may wish to bring documents supporting your home's appraised value if you believe this could be a worrisome subject.

In most cases, you do not have to bring a great deal of information to this meeting. Do follow the instructions provided to you by the court in the notification document you receive in the mail outlining where to go for this meeting.

Hire an Attorney

It is always a good idea to hire a bankruptcy attorney to help fight your case with you. Your bankruptcy attorney will have all of the documentation necessary to back up any of your claims and will inform you if you need to bring anything else with you.

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