How to Prepare for Your Initial Consultation With a Bankruptcy Attorney

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When you start contemplating filing bankruptcy it's critical to consult a bankruptcy attorney as soon as possible. A good bankruptcy attorney will offer you a wealth of information about bankruptcy and when to file bankruptcy. Properly preparing for your initial consultation will benefit you and your bankruptcy attorney. When you  deal with consumer bankruptcy lawyers, as with all professionals, it is to your advantage to be well prepared and answer all their questions truthfully. You want to make sure you give bankruptcy attorney FULL AND COMPLETE information concerning your assets, income, and debts. Your bankruptcy lawyer can only offer proper advice and bankruptcy information only if they have all the facts about your income and your assets. I have listed some tips when preparing for your first consultation with a bankruptcy attorney. To help you prepare for your meeting we suggest the following:

  1. Read up on bankruptcy Chapter 7 and Chapter 13 so you have knowledge of bankruptcy Chapters and which one you should file;
  2. Gather all your credit card and bank statements along with your last 6 months check stubs so you have everything ready for the bankruptcy attorney;
  3. Call the bankruptcy attorney to set up an initial consultation. Ask if the initial consultation is free or there's a fee. If there's a fee, move on.
  4. Once you set up your free consultation ask the attorney or his/her paralegal if they have a bankruptcy information form to complete to streamline the process.
  5. If you are concerned about keeping your home, cars or other assets make sure to list them and ask the attorney what you can keep on might need to surrender.

The Law Offices of Zhou & Chini represents clients throughout California with 12 locations to serve you. In Riverside County we serve the cities of  Banning, Beaumont, Blythe, Calimesa, Canyon Lake, Cathedral City, Coachella, Corona, Desert Hot Springs, Hemet, Indian Wells, Indio, La Quinta, Lake Elsinore, Moreno Valley, Murrieta, Norco, Palm Desert, Palm Springs, Perris, Rancho Mirage, San Jacinto, and Temecula San Bernardino County including Adelanto, Apple Valley, Barstow, Big Bear Lake, Blythe, Chino, Chino Hills, Colton, Fontana, Grand Terrace, Hesperia, Highland, Loma Linda, Montclair, Needles, Ontario, Pomona, Rancho Cucamonga, Redlands, Rialto. We also serve the entire county of San Bernardino, including the cities of Big Bear, Running Springs, Upland, Victorville, Yucaipa, and Yucca Valley. With three Orange County locations in the cities of Irvine, Orange and San Juan Capistrano we serve the entire Orange County area, including the cities of Anaheim, Aliso Viejo, Brea, Dana Point, Laguna Beach, Laguna Niguel, Lake Forest, Coto De Caza, Fullerton, Mission Viejo, Rancho Santa Margarita Trabuco Canyon, Santa Ana, San Clemente and Yorba Linda. In the  Los Angeles County the Law Offices of Zhou & Chini has locations in Long Beach, Pasadena and Woodland Hills servicing all of the Los Angeles and San Fernando Valley including Arcadia, Burbank, Calabasas, Hidden Hills, Pico Rivera, Lakewood, Bell, Maywood, Rosemead, Monterey Park, Covina, Gardena, Hermosa Beach, Redondo Beach, Inglewood, Tarzana, Studio City, Hollywood, Beverly Hills, Mission Hills, Carson, Glendale,  Glendora, Long Beach, Los Angeles, Norwalk, West Covina, and Whittier. We also service all of San Diego County from Oceanside to San Ysidro with locations in Sorrento Valley and Del Mar. Whether our clients are individuals or small business owners the bankrupty lawyers at the Law Offices of James D. Zhou & Ron Chini have all the answers right over the phone.

The bankruptcy attorneys at the Law Offices of Zhou & Chini offer FREE consultations 7 days a week. We understand these are difficult times for our clients. As California bankruptcy attorneys we have worked with thousands of consumers filing bankruptcy. Patients and understanding of what people are going through, and full knowledge of Federal bankruptcy laws and California state exemptions is at the top of our list. Call the Law Offices of Zhou & Chini today to schedule your consultation with qualified bankruptcy attorney at (800) 972.9600.